Portugal D7 Visa: Residency for Retirees, Remote Workers & Passive Income Earners

The Portugal D7 Visa, often referred to as the Retirement Visa or Passive Income Visa, is an attractive residency option for non-EU/EEA/Swiss nationals who have stable income from pensions, investments, or remote work. Introduced in 2007, the D7 Visa allows individuals and families to legally reside in Portugal and enjoy access to the Schengen Zone, without requiring any investment.

Ideal for retirees, freelancers, remote workers, and financially independent individuals, the D7 offers a low-cost pathway to European residency, with the possibility of permanent residency and citizenship.

Who is the D7 Visa For?

The D7 Visa is designed for individuals who can support themselves financially while living in Portugal. Eligible applicants include:

• Retirees receiving a pension
• Individuals with rental income, dividends, interest, or royalties
• Remote workers and digital nomads
• Entrepreneurs with passive business income

Unlike investment visas, no large capital outlay is required.

Minimum Income Requirements (Approximate)

The Portuguese government requires proof of regular income that meets or exceeds the national minimum wage:

• Main applicant: At least €820/month (€9,840/year)
• Spouse: 50% of main applicant’s amount (approx. €4,920/year)
• Each dependent child: 30% of main applicant’s amount (approx. €2,952/year)

Higher income or savings may be required depending on lifestyle, housing, or family size.

Requirements and Application Process

To apply for the D7 Visa, you must:

1. Provide proof of income (bank statements, pension letters, dividends, etc.)
2. Show proof of accommodation in Portugal (rental agreement, invitation, or ownership)
3. Open a Portuguese bank account
4. Obtain a NIF (Portuguese tax number)
5. Purchase health insurance valid in Portugal
6. Submit your application to the Portuguese consulate in your country

Once approved, you’ll receive a 4-month visa to enter Portugal and finalize your residency at the SEF (Immigration and Borders Service).

Residency Timeline

• Initial residence permit: 2 years
• First renewal: 3 years
• After 5 years: Eligible for permanent residency or Portuguese citizenship (subject to A2-level Portuguese language exam and basic integration criteria)

Family Reunification

The D7 Visa allows applicants to bring their spouse, dependent children, and even parents, under the family reunification process. Family members receive the same residency rights.

Key Benefits of the Portugal D7 Visa

• Low financial threshold – No investment required
• Schengen access – Visa-free travel within 27 EU countries
• Path to citizenship – Apply after 5 years of residency
• Access to healthcare and education – Eligible for public services
• Remote work-friendly – Suitable for freelancers and digital nomads
• Attractive lifestyle – Affordable living, safety, climate, and expat community

📌 Important Considerations

• You must spend at least 6 months per year in Portugal to maintain residency.
• All documentation must be translated into Portuguese and officially notarized.
• Legal assistance is recommended due to bureaucratic complexities.

The Portugal D7 Visa is one of the most accessible and flexible residency options in Europe. Whether you’re retiring, working remotely, or living off passive income, the D7 offers a smooth path to making Portugal your new home — with the promise of citizenship just a few years away.